The Federal Government changed the rules on borrowing through superannuation funds in September 2007.
This change has opened up a fantastic opportunity for many Australians to purchase and investment property through their self managed superannuation fund (SMSF).
Advantages of purchasing an investment property through your superannuation
- Use employer contributions to reduce mortgage
- Rental income is only taxed at 15%
- Opportunity to eliminate capital Gains Tax
- You can combine partner and family super contributions
Where could a $200,000 Self Managed Superannuation Fund (SMSF) be Invested and what would it Return over 13 Years?
Find out how other super fund strategies perform against property?
For more about this strategy and how it works, read our blog on "How to Use a Self Managed Super Fund to Buy an Investment Property" or download our fact sheet on how to setup a self managed super fund and the costs involved.
What’s Involved with a SMSF?
Before you decide if a SMSF is right for you, you should have an idea of what's really involved. Here's a short introduction video from the ATO website to get you started.
PEB Financial Planning is part of PEB Property Group; a complete financial planning advisory service for Perth families. Offices are located in Inglewood and Willetton, Perth Western Australia.
PEB Financial Planning is a trading name of PEB Group WA Pty Ltd ACN 142 958 254. Rebecca Howarth and Howarth (WA) Pty Ltd trade as PEB Financial Planning. Rebecca Howarth (ARN 244928) and Howarth (WA) Pty Ltd (ARN 433328) are Authorised Representatives of NEO Financial Solutions Pty Ltd | AFSL 385845 | ABN 64 141 607 098.
DISCLAIMER: This information is of a general nature only. It is recommended you should seek financial and legal advice that is suited to your individual circumstances.