$100 voucher giveaway – Terms and Conditions

1. Instructions on how to enter and other details contained within promotional advertisements for this giveaway form part of the conditions of entry.

2. By entering the giveaway, entrants agree to abide by these Terms and Conditions.
3. The Terms and Conditions of this giveaway are governed by the laws of the State of Western Australia.
4. The giveaway is being run by PEB Property Group and its associated company PEB Finance
5. The $100 gift voucher Giveaway commences at 6am Australian Western Standard Time (AWST) on 01/01/2017.
6. The closing time for entering the giveaway is 6pm AWST on 01/01/2019.
7. Entry to the giveaway is limited to residents of Western Australia.
8. To enter the giveaway, the entrant must:
(a) Book an appointment with PEB Finance to compare their current home loan
(b) Book a second appointment with PEB Finance to review the comparison report created for them before the closing date.
(c) Meet the following criteria:
a. Not have a fixed interest rate loan
b. Not owe more than 85% of current property value
9. Normal lending conditions apply
10. Entry to the giveaway is free. Entrants will be responsible for all costs associated with entering the giveaway, which may include costs associated with accessing the internet.
11. Entrants may only enter the giveaway once.
12. Staff employed by any of the PEB Property Group of companies and their immediate family members are not eligible to enter the giveaway.
13. There will be 1 x $100 gift voucher to give away to each qualified entrant.
14. Any eligible entrant that we cannot find a way to reduce the term of their home loan will qualify for a $100 voucher.
15. Each voucher will be given to the eligible winners at the presentation of their loan comparison report. (This will be at a second meeting).
16. The winner will forfeit the prize if they do not have a second meeting.
17. The prize winner will be responsible for all costs associated with collecting and using the prize.
18. By entering the giveaway, the entrant agrees for PEB Property Group and its companies to use their name and suburb to advertise the winners of the giveaway.
19. The prize is not redeemable for cash or an alternative prize.
20. The prize is not transferrable.
21. PEB Property Group is not responsible in any manner whatsoever for any problems or any financial costs incurred, or any combination thereof, including any injury or damage to participants or any other persons related to or resulting from participation in this giveaway.
22. PEB Property Group accepts no responsibility and shall not be held legally liable or responsible for any accident, loss, injury or damage to any individual or property whether direct or indirect, whether in contract, tort, negligence or otherwise arising out of or in connection with the giveaway or the prize, either during or after the giveaway.
23. Entry into the giveaway signifies acceptance of all conditions. Entrants are required to abide by the Terms and Conditions as presented.
24. PEB Property Group’s decision will be final and no correspondence will be entered into.
25. Personal information provided by an entrant to PEB Property Group or PEB Finance for the purpose of entering the Giveaway will be collected, used and disclosed in accordance with PEB Property Group’s Privacy Statement. A copy of the privacy statement is available at http://www.pebgroup.com.au/legal/privacy-statement. Personal information collected will be kept strictly confidential and will not be sold, reused, rented, loaned or otherwise disclosed to any third party otherwise than in accordance with the PEB Property Group’s privacy statement and these Terms and Conditions.

FACEBOOK

26. By entering and participating, entrant agrees to hold harmless, defend and indemnify Facebook from and against any and all claims, demands, liability, damages or causes of action (however named or described), losses, costs or expenses, with respect to or arising out of or related to (i) entrant’s participation in the Sweepstake, or (ii) entrant’s participation in any Prize related activities, acceptance of a Prize and/or use or misuse of a Prize (including, without limitation, any property loss, damage, personal injury or death caused to any person(s). 
27. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook.