Giving gifts at Christmas time can make you feel good in December but if you get everything that everyone wants, how are you going to feel in January when your mortgage repayments are due???

Don’t even think about extending your credit card balance, just don’t do it!!!

If you are thoughtful with your gift choices, a lot of money isn’t always necessary to put smiles on your loved one's faces! Here are a few ideas to make your family, friends and wallet smile this holiday season.

Give the Gift of Living

Let someone know that you spent an hour donating blood to Red Cross on their behalf.

Use your Talent

Giving the gift of a coupon for massage, babysitting, or even hugs is a nice way to say I care about you!

Feed the Hungry Herds

This is an oldie but a goody; get creative in the kitchen. Make some yummy cookies, put them in a nice tin or cover an old glad wrap box in Christmas wrapping paper. If you don’t have a copy of grandmas favourite Christmas gingerbread, try the packets mixes, they will tell you step by step how to make things perfect!

141216 1452 homesol cookie gift box blog  Saved from | First for Women Instagram

Gift your time

Take someone on a picnic, a cruise down the beach, or just cook dinner one night.

Secret Santa

Having a group function or is your family huge? Organise with the group to do Secret Santa and set a budget for that one gift that each person is to buy.

To Christmas Card or not to Christmas Card

A great idea to replace the old faithful Christmas card is to record a video and email or text it to your friends and family. They will get a lot more joy than cluttering their buffet with countless cards.

All of us at PEB Group hope that these few ideas help you have a Merry Christmas and an even better start to the New Year.

PEB Group is a complete financial planning advisory service for Perth families. Offices are located in Inglewood and Willetton, Perth, Western Australia and offer service in - Financial Planning · Finance Broking · Property Management · Property Sales · Property Investment · Development ·

Disclaimer: Information provided in this document is of a general nature and you should consider your own individual personal circumstance. 

PEB Real Estate - Licensee PEB Real Estate Pty Ltd. Trading as PEB Real Estate ABN 33 604 199 617. Triennial Number RA70508

PEB Financial Planning - Howarth (WA) Pty Ltd ARN 433328 trading as PEB Financial Planning is a Corporate Authorised Representative of NEO Financial Solutions Pty Ltd. AFSL 385845 | ABN 64 141 607 098

Fungroup Enterprise Pty Ltd | ABN 50 104 943 412 | Australian Credit Licence 389510 | trading as PEB Finance | ABN 50 104 943 142 | Australian Credit Licence 389510